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貸款票據

20,000 英鎊起

8-12%

淨租金收入
每年

250

年租
完整的地契

29

高規格客房

5

保證回購選項

英國人口正在老齡化。在2012年 65歲及以上的人數 首次超過10m;他們現在 超過 16 歲及以下的人數。  85歲以上的年齡組現在增長最快 英國的人口統計,因為我們都活得更久 改善我們的健康、飲食和 預防性護理。  

 

在接下來的 20 年裡,這個年齡組將增長 106%, 超過 260 萬人。 這種趨勢將 在未來幾十年加速 所謂的“嬰兒潮一代”不可避免的退休 一代(出生時英國經歷了明顯更高的 1946 年至 1964 年之間的出生率)。

 

此時出生的人 現在開始達到退休年齡,並準備 對人民、社會和社會產生巨大影響 英國經濟。隨著這種戲劇性的人口變化,越來越多的 對專業癡呆症和護理的需求。

 

 目前有超過 800,000 人患有癡呆症——一個數字 到 2021 年將增加到 100 萬,到 2050 年將增加一倍以上。

是時候考慮長遠了。

  • 每年 8-12% 的保證淨收入

  • 全面管理

  • 無需支付維護或地租

  • 隨時出售

  • 保證在第 3、5、9、15 和 20 年回購

  • 道德和經濟衰退

  • 對不同地點的評估護理設施的高需求

  • 特殊用途的建造設施

  • 全面運作

  • 由經驗豐富的操作員管理

以下是您的 5 個靈活退出選項:
退出時保證資本增值
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謝謝!我們會盡快與您聯繫!

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Hi {{first_name}}, Thanks for your enquiry. As requested, here’s a straightforward overview of the latest property-backed investment opportunity we’re currently introducing. I’ve also included links below to the full brochure, projected returns examples, and the developer’s project track record for you to review in more detail. [INSERT BROCHURE LINK] [INSERT RETURNS LINK] [INSERT TRACK RECORD LINK] This opportunity is designed for investors seeking stronger fixed returns without the hassle, costs, or responsibilities of owning property directly. ## The opportunity at a glance * Minimum investment: **£10,000** * Investment term: **2 years or 4 years** * Fixed return options * Property-backed structure * Independent FCA-regulated Security Trustee * UK property development focused ## Return options ### 2-Year Options **Income Option – 22% total return** Paid every 6 months **Growth Option – 26% total return** Paid in one lump sum at maturity ### 4-Year Options **Income Option – 60% total return** Paid every 6 months **Growth Option – 68% total return** Paid in one lump sum at maturity ### Example returns **£10,000 investment** * 2-Year Income: **£2,200** * 2-Year Growth: **£2,600** * 4-Year Income: **£6,000** * 4-Year Growth: **£6,800** **£50,000 investment** * 2-Year Income: **£11,000** * 2-Year Growth: **£13,000** * 4-Year Income: **£30,000** * 4-Year Growth: **£34,000** --- ## How does it work? In simple terms, investors lend funds to a dedicated HJ Collection project company under a formal loan note agreement. Those funds are then used to acquire and redevelop commercial buildings into residential property across the UK. HJ Collection’s model focuses on identifying underused or undervalued sites, improving them, increasing their value, and exiting through refinance, rental income, or unit sales. At the end of your chosen term: * your original capital is scheduled to be returned * any remaining returns are paid * or reinvestment can be discussed if suitable --- ## Security — how is investor capital protected? This is understandably one of the biggest questions investors ask. Unlike many unstructured private investments, this opportunity has a formal security framework built around it. An **independent FCA-regulated Security Trustee** is appointed to act on behalf of investors. Their role is to: * hold the relevant security for investors * represent investors collectively * oversee the security position independently from the developer * act in accordance with the agreed security structure The investment itself is secured via a **debenture over the relevant SPV (special purpose vehicle)**. In plain English, this means there is a legal security arrangement attached to the borrowing entity, rather than investors simply transferring funds on an unsecured basis. This structure exists specifically to create greater protection, oversight, and separation between the developer’s operations and investor security arrangements. No investment is ever risk-free, but the presence of an independent security trustee and formal legal security is a significant differentiator compared to many alternative investment opportunities. --- ## Track record HJ Collection has built a substantial track record in this sector. Highlights include: * Established in **2019** * **£30m+ returned to investors** * **No missed capital repayments** * **No delayed interest payments** * **650+ residential units delivered** * Around **3,000 active investors** * **96% reinvestment rate** * Development pipeline exceeding **£120m GDV** * Multiple industry awards The business specialises in commercial-to-residential development, primarily in high-demand UK locations. --- ## What’s the media saying? [INSERT BBC LINK] [INSERT PRESS LINK] [INSERT PRESS LINK] [INSERT PRESS LINK] --- If you’d like to discuss suitability, security, timings, or simply ask questions before reviewing the documents, just reply to this email and I’ll be happy to help. Kind regards, **Jay Lamba** Signature Fremont

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