top of page

Empire Property

UK Loan Note
minimum £20,000

11-15%

NET
Annual Income

2 or 4

Year 
Fixed Term
 

3

Flexible
Income Options

£0

No other hidden
fees or charges

How Loan Notes Work:

A loan note is where investors offer developer's an alternative way of funding their build. In return, Investors receive a much higher return for a fixed period and without any of the hassle involved in renting and managing a property. This is an asset backed investment as Empire Property have a substantial portfolio to make investors feel at ease.

On top of this, there is an FCA regulated security trustee in place.

Income Options:

 

Option 1 | 2 Year Income:

With this 2-year term, you will receive 11% NET per year with payments made every 6 months. Your initial capital is repaid at the end of the term.

Option 2 | 2 Year Growth:

13.6% NET per year if you take no payments within 2 years. Your returns and initial capital outlay is repaid at the end of the term.

 

Option 3 | 4 Year Growth:

A strong 15% NET per year if you opt for the 4 year term. Your returns are paid in full, along with your initial capital on the expiration of the term.

Investment Highlights:

  • Either 2 Year or 4 Year term.

  • FCA Regulated Security Trustee for added security.

  • Receive regular repayments or a lump sum at the end of the term for a higher return.

  • The previous phase of loan notes generated an income of 27.2% for investors, in addition to their full capital repayment.

  • Proven track record - Various media mentions.

  • Affordable entry levels.

  • 11% NET to 15% NET income.

  • £20,000 minimum.

  • You can invest more in increments of £1,000.

Your Example Returns:

Enter details for further information

Thanks! Message sent.

Thanks! We will be in touch shortly!

Screen Shot 2018-11-12 at 16.52.26.png

Brought to you by:

Signature Fremont Group Ltd act as an introducer for developers and master agents and all products marketed to purchasers are strictly on a non-advised basis only. The information provided by Signature Fremont Group Ltd on behalf of developers and Master Agents is general information only. Purchasers are strongly advised to carry out their own financial and legal assessment of any property or investment offered prior to making any commitment to purchase. Signature Fremont Group Ltd is not authorised and regulated by the Financial Conduct Authority (FCA) and as such is NOT permitted to offer financial advice about investments, be they regulated or unregulated. Signature Fremont Group Ltd does not offer Financial Advice. You must be, and be able to certify as, a high-net worth individual or sophisticated investor to receive information regarding a property bond or loan note. CAPITAL IS AT RISK.

Copyright © 2015-2025 | Signature Fremont Group, One Canada Square, Canary Wharf, London, E14 5AA

Hi {{first_name}}, Thanks for your enquiry. As requested, here’s a straightforward overview of the latest property-backed investment opportunity we’re currently introducing. I’ve also included links below to the full brochure, projected returns examples, and the developer’s project track record for you to review in more detail. [INSERT BROCHURE LINK] [INSERT RETURNS LINK] [INSERT TRACK RECORD LINK] This opportunity is designed for investors seeking stronger fixed returns without the hassle, costs, or responsibilities of owning property directly. ## The opportunity at a glance * Minimum investment: **£10,000** * Investment term: **2 years or 4 years** * Fixed return options * Property-backed structure * Independent FCA-regulated Security Trustee * UK property development focused ## Return options ### 2-Year Options **Income Option – 22% total return** Paid every 6 months **Growth Option – 26% total return** Paid in one lump sum at maturity ### 4-Year Options **Income Option – 60% total return** Paid every 6 months **Growth Option – 68% total return** Paid in one lump sum at maturity ### Example returns **£10,000 investment** * 2-Year Income: **£2,200** * 2-Year Growth: **£2,600** * 4-Year Income: **£6,000** * 4-Year Growth: **£6,800** **£50,000 investment** * 2-Year Income: **£11,000** * 2-Year Growth: **£13,000** * 4-Year Income: **£30,000** * 4-Year Growth: **£34,000** --- ## How does it work? In simple terms, investors lend funds to a dedicated HJ Collection project company under a formal loan note agreement. Those funds are then used to acquire and redevelop commercial buildings into residential property across the UK. HJ Collection’s model focuses on identifying underused or undervalued sites, improving them, increasing their value, and exiting through refinance, rental income, or unit sales. At the end of your chosen term: * your original capital is scheduled to be returned * any remaining returns are paid * or reinvestment can be discussed if suitable --- ## Security — how is investor capital protected? This is understandably one of the biggest questions investors ask. Unlike many unstructured private investments, this opportunity has a formal security framework built around it. An **independent FCA-regulated Security Trustee** is appointed to act on behalf of investors. Their role is to: * hold the relevant security for investors * represent investors collectively * oversee the security position independently from the developer * act in accordance with the agreed security structure The investment itself is secured via a **debenture over the relevant SPV (special purpose vehicle)**. In plain English, this means there is a legal security arrangement attached to the borrowing entity, rather than investors simply transferring funds on an unsecured basis. This structure exists specifically to create greater protection, oversight, and separation between the developer’s operations and investor security arrangements. No investment is ever risk-free, but the presence of an independent security trustee and formal legal security is a significant differentiator compared to many alternative investment opportunities. --- ## Track record HJ Collection has built a substantial track record in this sector. Highlights include: * Established in **2019** * **£30m+ returned to investors** * **No missed capital repayments** * **No delayed interest payments** * **650+ residential units delivered** * Around **3,000 active investors** * **96% reinvestment rate** * Development pipeline exceeding **£120m GDV** * Multiple industry awards The business specialises in commercial-to-residential development, primarily in high-demand UK locations. --- ## What’s the media saying? [INSERT BBC LINK] [INSERT PRESS LINK] [INSERT PRESS LINK] [INSERT PRESS LINK] --- If you’d like to discuss suitability, security, timings, or simply ask questions before reviewing the documents, just reply to this email and I’ll be happy to help. Kind regards, **Jay Lamba** Signature Fremont

bottom of page