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Loan Notes

from £20,000

8-12%

NET Rental Income
per annumIncome

250

Year Lease
Full Title Deeds

29

High Spec Rooms

5

Guaranteed Buyback Options

Britain’s population is ageing. In 2012 the number of people aged 65 and older surpassed 10m for the first time; they now outnumber those aged 16 and under. The over 85 age group is now the fastest growing demographic in the UK, as we all live longer through improvements in our health, diets and preventative care. 

 

Over the next 20 years the age group is set to grow by 106%, to over 2.6m people. This trend will be accelerated over the coming decades by the inevitable retirement of the so-called ‘baby boomer’ generation (born when Britain experienced a markedly higher birth rate between 1946 and 1964).

 

Those born at this time are now beginning to reach retirement age and are set to have a dramatic effect on the people, society, and the economy of the UK. With this dramatic population change comes an increasing demand for specialist dementia and nursing care.

 

There are currently over 800,000 people living with dementia – a figure that will rise to 1m by 2021, and more than double by 2050.

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It's time to think long term.

  • 8-12% GUARANTEED NET INCOME PER ANNUM

  • FULLY MANAGED

  • NO MAINTENANCE OR GROUND RENT TO PAY

  • SELL ANYTIME

  • GUARANTEED BUY BACK OPTIONS AT YEAR 3, 5, 9, 15 & 20

  • ETHICAL AND RECESSION-PROOF

  • HIGH DEMAND FOR ASSESSED CARE FACILITIES AT VARIOUS LOCATIONS

  • SPECIALISED, PURPOSE BUILT FACILITIES

  • FULLY OPERATIONAL

  • MANAGED BY EXPERIENCED OPERATOR

Here are your 5 flexible exit options:
Guaranteed Capital Appreciation on Exit
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Thanks! We will be in touch shortly!

Signature Fremont Group Ltd act as an introducer for developers and master agents and all products marketed to purchasers are strictly on a non-advised basis only. The information provided by Signature Fremont Group Ltd on behalf of developers and Master Agents is general information only. Purchasers are strongly advised to carry out their own financial and legal assessment of any property or investment offered prior to making any commitment to purchase. Signature Fremont Group Ltd is not authorised and regulated by the Financial Conduct Authority (FCA) and as such is NOT permitted to offer financial advice about investments, be they regulated or unregulated. Signature Fremont Group Ltd does not offer Financial Advice. You must be, and be able to certify as, a high-net worth individual or sophisticated investor to receive information regarding a property bond or loan note. CAPITAL IS AT RISK.

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Copyright © 2015-2025 | Signature Fremont Group, One Canada Square, Canary Wharf, London, E14 5AA

Hi {{first_name}}, Thanks for your enquiry. As requested, here’s a straightforward overview of the latest property-backed investment opportunity we’re currently introducing. I’ve also included links below to the full brochure, projected returns examples, and the developer’s project track record for you to review in more detail. [INSERT BROCHURE LINK] [INSERT RETURNS LINK] [INSERT TRACK RECORD LINK] This opportunity is designed for investors seeking stronger fixed returns without the hassle, costs, or responsibilities of owning property directly. ## The opportunity at a glance * Minimum investment: **£10,000** * Investment term: **2 years or 4 years** * Fixed return options * Property-backed structure * Independent FCA-regulated Security Trustee * UK property development focused ## Return options ### 2-Year Options **Income Option – 22% total return** Paid every 6 months **Growth Option – 26% total return** Paid in one lump sum at maturity ### 4-Year Options **Income Option – 60% total return** Paid every 6 months **Growth Option – 68% total return** Paid in one lump sum at maturity ### Example returns **£10,000 investment** * 2-Year Income: **£2,200** * 2-Year Growth: **£2,600** * 4-Year Income: **£6,000** * 4-Year Growth: **£6,800** **£50,000 investment** * 2-Year Income: **£11,000** * 2-Year Growth: **£13,000** * 4-Year Income: **£30,000** * 4-Year Growth: **£34,000** --- ## How does it work? In simple terms, investors lend funds to a dedicated HJ Collection project company under a formal loan note agreement. Those funds are then used to acquire and redevelop commercial buildings into residential property across the UK. HJ Collection’s model focuses on identifying underused or undervalued sites, improving them, increasing their value, and exiting through refinance, rental income, or unit sales. At the end of your chosen term: * your original capital is scheduled to be returned * any remaining returns are paid * or reinvestment can be discussed if suitable --- ## Security — how is investor capital protected? This is understandably one of the biggest questions investors ask. Unlike many unstructured private investments, this opportunity has a formal security framework built around it. An **independent FCA-regulated Security Trustee** is appointed to act on behalf of investors. Their role is to: * hold the relevant security for investors * represent investors collectively * oversee the security position independently from the developer * act in accordance with the agreed security structure The investment itself is secured via a **debenture over the relevant SPV (special purpose vehicle)**. In plain English, this means there is a legal security arrangement attached to the borrowing entity, rather than investors simply transferring funds on an unsecured basis. This structure exists specifically to create greater protection, oversight, and separation between the developer’s operations and investor security arrangements. No investment is ever risk-free, but the presence of an independent security trustee and formal legal security is a significant differentiator compared to many alternative investment opportunities. --- ## Track record HJ Collection has built a substantial track record in this sector. Highlights include: * Established in **2019** * **£30m+ returned to investors** * **No missed capital repayments** * **No delayed interest payments** * **650+ residential units delivered** * Around **3,000 active investors** * **96% reinvestment rate** * Development pipeline exceeding **£120m GDV** * Multiple industry awards The business specialises in commercial-to-residential development, primarily in high-demand UK locations. --- ## What’s the media saying? [INSERT BBC LINK] [INSERT PRESS LINK] [INSERT PRESS LINK] [INSERT PRESS LINK] --- If you’d like to discuss suitability, security, timings, or simply ask questions before reviewing the documents, just reply to this email and I’ll be happy to help. Kind regards, **Jay Lamba** Signature Fremont

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